XRP Gains Momentum as Ripple Partners with BNY Mellon for Stablecoin Launch
Ripple's collaboration with BNY Mellon signals a major leap toward institutional adoption of digital assets. The 246-year-old financial giant will act as custodian for Ripple's new fully collateralized stablecoin, backed by U.S. dollars and short-term Treasuries. This partnership not only enhances the project's credibility but also addresses transparency concerns, potentially driving XRP's value upward. As of July 2025, this development positions XRP for significant growth in the evolving cryptocurrency market.
XRP Climbs as Ripple Selects BNY Mellon as Custodian for New Stablecoin Launch
Ripple's strategic partnership with BNY Mellon marks a significant step toward institutional adoption of digital assets. The 246-year-old bank will serve as custodian for Ripple's upcoming stablecoin, lending credibility to the project through its reputation as a trusted financial steward.
The fully collateralized stablecoin—backed by U.S. dollars and short-term Treasuries—addresses transparency concerns that have plagued competitors. "Regular audits will maintain reserve accountability," Ripple's David Schwartz emphasized during a CNBC interview, signaling a deliberate appeal to regulated investors.
XRP rallied on the news despite the stablecoin operating independently, reflecting market confidence in Ripple's ability to execute institutional-grade solutions. The move positions Ripple at the intersection of traditional finance and blockchain innovation.
XRP ETF Speculation Fuels Bullish Price Predictions Amid SEC Scrutiny
Ripple's XRP remains a focal point of crypto market speculation as the US SEC reviews multiple ETF applications. Analysts anticipate a potential price surge to $9 or higher if approval is granted, with Javon Marks highlighting a 251% upside from current levels.
The SEC's deliberate evaluation process has intensified market anticipation. ETF approval could significantly enhance XRP's mainstream adoption, transforming a $1,000 investment into substantial returns by 2027.
Market sentiment reflects growing institutional interest in crypto access products. XRP's resilience through regulatory challenges positions it uniquely for potential ETF-driven growth.
XRP Wave 3 Could Repeat 600% Surge From Nov 2025, Target Set For $15
After months of consolidation, XRP shows signs of breaking its prolonged downtrend. Crypto analyst XRPunkie applies Elliot Wave Theory, suggesting a potential rally mirroring 2024's 600% surge. Back then, XRP skyrocketed from $0.60 to over $3, fueled by Ripple's legal developments with the SEC and a confirmed market bottom.
The current analysis points to Wave 3 formation, historically the strongest impulse wave in Elliot Wave cycles. If patterns hold, XRP could replicate its 2024 performance, targeting $15 by late 2025. Market watchers note the altcoin maintains a 300% gain from its 2024 lows, currently trading above $2.
XRP Price Prediction: $20 Still in Play as Ethereum-Based Rival Emerges
XRP's recent surge to $2.43—a seven-week high—has reignited bullish forecasts, with some analysts maintaining $20 remains achievable. The Optimism stems from RippleNet's expanding banking partnerships, resolution of the SEC lawsuit, and speculation about a ProShares ETF. Technical indicators show strength, with the token trading above both 50-EMA ($2.29) and 200-EMA ($2.22). A breakout above $2.47 could trigger a run toward $3, though bears caution a drop below $2.15 may test $1.90 support.
Meanwhile, Ethereum-based Remittix has entered the conversation after raising $16 million at $0.0811 per token. Strategic XRP transfers—including 25.5 million to Coinbase and 200 million to an unknown wallet—suggest institutional positioning ahead of regulatory developments. The market now watches whether traditional finance adoption or emerging payment tokens will dominate 2025's narrative.
XRP Rally Shows Signs of Exhaustion as On-Chain Metrics Flash Caution
XRP's 30% surge since its June 22 low of $1.90 faces headwinds as blockchain data reveals profit-taking by long-term holders. The altcoin's Dormancy FLOW metric—tracking movement of aged coins—has climbed steadily during the rally, reaching 1.19 billion XRP.
Glassnode's on-chain analysis suggests veteran investors are capitalizing on gains, a pattern typically seen in late-stage bull runs. While price action remains bullish at $2.58, the resurgence of dormant coins historically precedes pullbacks as supply dynamics shift.
Ripple Lawsuit Remains Unresolved After SEC Closed-Door Meeting
The U.S. Securities and Exchange Commission's closed-door meeting on July 10 yielded no resolution in the ongoing Ripple lawsuit. Despite community speculation, the SEC did not vote on whether to drop its appeal against the crypto firm.
Former SEC lawyer Marc Fagel noted the agency follows a standard process for such decisions, typically taking weeks or longer. The meeting agenda focused on injunctive actions, administrative proceedings, and litigation claims—not specifically on Ripple.
XRP's legal limbo continues as market participants await clarity. The case remains a bellwether for regulatory treatment of digital assets, with implications for how the SEC approaches enforcement against crypto projects.
